Terms & Conditions

Clear, Fair, Transparent Rules

1. Acceptance of Terms

By accessing or using the services of U.S. Financial Services & Solutions (USFSS), you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, you may not use our services.

2. Services Provided

USFSS offers debt relief, debt consolidation, mortgage guidance, credit support, financial consulting, and related advisory services. Services may vary depending on state laws, eligibility requirements, and individual financial circumstances.

We do not guarantee loan approvals, debt forgiveness, or specific outcomes. Each case is evaluated individually, and results depend on multiple factors including but not limited to income, credit history, and creditor cooperation.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age

  • Reside in the United States

  • Provide accurate, complete, and truthful information

  • Not use our services for fraudulent or unlawful purposes

4. Client Responsibilities

By engaging with USFSS, you agree to:

  • Provide accurate financial and personal information

  • Respond promptly to requests for documentation or clarification

  • Review and understand the terms of any financial product or agreement you enter into

  • Acknowledge that results may vary and depend on your cooperation with repayment or consolidation plans


5. No Financial or Legal Guarantee

USFSS is not a law firm or tax advisor. The information we provide is for general educational and financial consulting purposes. We do not guarantee legal protections, loan approvals, interest reductions, or specific debt relief outcomes. Clients are encouraged to consult licensed attorneys or tax professionals for legal or tax-related advice.

6. Fees & Payments

  • Initial consultations may be free unless otherwise stated.

  • Certain services may involve fees, which will be disclosed in writing prior to enrollment.

  • All payments must be made as agreed in your service agreement with USFSS.

  • Failure to pay fees may result in suspension or termination of services.

7. Third-Party Services

USFSS may partner with lenders, credit bureaus, or third-party service providers. While we aim to work only with reputable institutions, we are not responsible for the policies, actions, or decisions of these third parties. Clients are encouraged to review all third-party agreements carefully.

8. Limitation of Liability

To the fullest extent permitted by law, USFSS is not liable for:

  • Any direct, indirect, incidental, or consequential damages resulting from your use of our services

  • Losses related to inaccurate information provided by you

  • Actions taken by creditors, lenders, or financial institutions

  • Service interruptions or technical issues beyond our control

9. Indemnification

You agree to indemnify and hold harmless USFSS, its employees, officers, and partners from any claims, damages, or expenses arising from your misuse of our services, your violation of these Terms, or your failure to comply with applicable laws.

10. Intellectual Property

All website content, branding, logos, and materials created by USFSS are the intellectual property of USFSS. Unauthorized reproduction, distribution, or modification is prohibited without prior written consent.

11. Termination of Services

USFSS reserves the right to suspend or terminate services at any time if:

  • You provide false or misleading information

  • You fail to make required payments

  • You misuse our services or violate these Terms

  • Required by law or regulatory bodies

12. Changes to These Terms

We may update these Terms & Conditions from time to time. Updates will be posted on this page with the new effective date. Continued use of our services constitutes acceptance of the updated Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California and applicable federal laws of the United States. Any disputes will be resolved in the courts of Orange County, California.

14. SMS Program and Messaging Use Cases

SMS/Text Messaging Program

USFSS offers an SMS messaging program to keep clients informed about their accounts and services. By opting in, you may receive text messages including but not limited to: appointment reminders, account notifications, payment reminders, service updates, debt relief program status updates, and promotional offers related to our financial services. Message frequency varies based on your account activity and communication preferences. This is a recurring message program.

Opt-Out Instructions

You may opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us. Upon opting out, you will receive a single confirmation message and no further messages will be sent. For assistance, reply HELP to any message or contact us at info@usfss.com or +1 (866) 652-1709.

Message & Data Rates

Standard message and data rates may apply to any SMS/MMS messages sent or received, depending on your mobile carrier plan. USFSS is not responsible for any charges your carrier may impose. Check with your wireless provider for details about your messaging plan.

Carrier Liability Disclaimer

USFSS and its mobile messaging service providers (including any wireless carriers) are not liable for any delays, failures to deliver, or errors in the content of any SMS/MMS messages. Wireless carriers and their affiliates are not responsible for any undelivered or misdirected messages. Delivery of messages is subject to effective transmission from your wireless service provider and is outside of our control.

15. Contact Information

For questions regarding these Terms & Conditions, please contact us:

U.S. Financial Services & Solutions (USFSS)

  • 📍 501 N Brookhurst St, Ste. 200, Anaheim, CA 92801
  • 📞 Phone: +1 (866) 652-1709
  • 📧 Email: info@usfss.com
  • 🌐 Website: www.usfss.com

What Type of Debt Do You Have?

Credit Cards
Personal Loan
Student Loan
Medical Debt
Auto Loan
All Listed

About How Much Total Debt Do You Have?

$10,000 - $19,999
$10,000 $100,000+

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